ELDER LAW: Richard L. Newman, Esq., Newman Elder Law
Protecting Your Assets From a Nursing Home: Richard Newman, a member of the National Academy of Elder Law Attorneys, is frequently called upon to help his clients protect their assets from a nursing home. Accordingly, in this presentation he will speak about the methods of paying for nursing home care. Mr. Newman will describe the public benefits which are available and explain how one can qualify for those benefits. He will then discuss Medicaid eligibility rules, since that is the public benefit which pays for most of the care in a nursing home. Finally, Mr. Newman will give a few tips on how to protect assets while qualifying for Medicaid.

Richard L. Newman, Esquire
Newman Elder Law
P.O. Box 1260, Southampton, PA 18966
Office: (267) 288-5765; Fax: (267) 288-5764
E-mail: rich@newmanelderlaw.com
Web site: www.newmanelderlaw.com

REAL ESTATE: Will Schirmer, ABR, CDPE, SRES
Selling Your Home in Today's Market: Will Schirmer, Seniors Real Estate Specialist, will discuss what is different today versus twenty or more years ago, when many seniors originally purchased their homes. Topics include the rise in value of houses, how Buyer Agency affects the seller, the rules of disclosure, use and occupancy issues, home inspections, contingencies, costs, and the paperwork involved in selling a home. He will also discuss upgrading or not upgrading a house in preparation for sale, and explore the advantages and disadvantages of both approaches.

Will Schirmer, Realtor
RE/MAX Legacy
200 Highpoint Drive, Suite 201, Chalfont, PA 18914
Office: (215)-822-8200 Direct: (215)-822-4884 Fax: (610)-717-3292
E-mail: will@willschirmer.com
Web site: www.willschirmer.com

REVERSE MORTGAGES: Alan Openshaw, Reverse Mortgage Consultant
Understanding Reverse Mortgages: There is a lot of information available to seniors and their families about reverse mortgages, yet few are really sure how they work. In this presentation Alan Openshaw, a Reverse Mortgage Consultant, will dispel the myths about reverse mortgages and explain in simple terms how a reverse mortgage works. Alan will show you how to supplement your retirement income without affecting your benefits. You will learn of all of the options available to you and how to avoid the most common mistake made in making a reverse mortgage application

Alan Openshaw, LLB
Cornerstone Lending Inc.
720 Second Street Pike, Suite 104, Southampton, PA 18966
Office: (215)-674-9059; Fax: (215)-674-9152; Cell: (267)-992-7276
E-mail: aopenshaw2@comcast.net
Web site: www.CornerstoneLending.com

HOME CARE OPTIONS: Scott F. Parlee, MBA, Certified Senior Advisor
Home Care Options: Recent studies conducted by MetLife and AARP show that 95 percent of those, age 75 and older prefer to stay in their current residence. Scott Parlee, a Certified Senior Advisor, has helped hundreds of families navigate the various home-based medical and non-medical care options now available to families. Specifically, Scott will review the levels of service available, the various care settings (e.g., assisted living) and their associated costs. Participants will be given the frameworks and the tools they require to help make the best long-term care decisions for themselves or theirfamilies.

Scott F. Parlee, MBA, Certified Senior Advisor
Comfort Keepers
In-Home Care Services & Safety Products
Newtown, PA 18901
Office: (215) 860-3190; Fax: (267) 364-0441
E-mail: scottparlee@comfortkeepers.com
Web site: www.comfortkeepers.com

HOME DOWNSIZING: Michael Ivankovich, Home Downsizing Consultants
Home Downsizing in Four Easy Steps: You've spent a lifetime accumulating personal property assets, and are ready to downsize your family home. What do you do next? In this presentation Michael Ivankovich will show you how you can use the 4-step AVID Home Downsizing System™ to help you sell or dispose of your excess personal property assets for the greatest amount of cash, with the least amount of work, in the shortest amount of time.

As the author of the 2009 book "Home Downsizing in Four Easy Steps", Michael will offer numerous downsizing tips, strategies, tactics & ideas to help you through the home downsizing process.

Michael Ivankovich, GPPA, MPPA
Home Downsizing Consultants
P.O. Box 1536, Doylestown, PA 18902
Office: (215)-345-6094; Cell: (215)-264-4304
E-mail: info@michaelivankovich.com
Web site: www.HomeDownsizingConsultants.com

COLLEGE FINANCIAL PLANNING: David Emery, Senior Financial Advisor
Is the thought of paying $25,000 to $55,000/yr for college keeping you up at night? Do you wonder how you will ever overcome these bills and still be able to afford your current lifestyle? Want to find ways to reduce the size of this "financial speed bump", use other people's money to pay for college and have the government help too? We can help! We help families with all of this and much more. Many times, families save thousands, if not tens of thousands, of dollars off of the cost of education, resulting in reducing the financial stress and allowing them to enjoy their current lifestyle.

David A. Emery, CFP®, CDFA™, CCPS
V.P., Sr. Financial Advisor, Wealth Management & Trust
Univest National Bank & Trust Co.
1980 South Easton Road, Suite 150, Doylestown, PA 18901
Office: (267)-898-0534; Fax: (215)-345-1143
E-mail: emeryd@univest.net

ELDER ABUSE: April Horwatt, Director of Business Development
This program will discuss the different classifications of Elder Abuse and signs and symptoms. It will teach ways to identifying and reporting abuse. This program really speaks to all levels of our community and puts this issue at the
forefront of our families and loved ones. April's background is in Social Work and Hospice marketing and education and has been in the healthcare field for over
12 years. Her expertise lends itself to numerous educational topics such as: Hospice 101, Ethics and End of Lifecare Management, Skilled Homecare Services and Stress Management. She has presented Certified Education Credits (CEU's) to nursing, social work, and case management for the past four years on various topics such as: Complementary Therapies, Ethics, Grief and Bereavement and Aromatherapy.

April Horwatt
Director of Business Development
In-Home Homecare/Hospice Program
739 North 24th Street, Philadelphia, PA 19130
Office: 215-232-4357; Cell: 215-268-4604; Fax:215-232-3673
E-mail: ahortwatt@verizon.net

MOBILITY PRODUCTS: Mark Miller
With over 30+ years of Medical Supply experience, Mr. Miller helps to guide you through the process of obtaining power mobility products by helping you to answer the following questions:
· Do you have difficulty walking?
· Do you struggle to accomplish daily tasks?
· Do you have difficulty pushing a manual chair?
· Do you have the ability to operate this equipment safely?
· Is your home environment suitable?
If you can answer "Yes" to these questions, you may be eligible for funding assistance through your insurance to help with the costs.

Mark Miller
Mobility and Respiratory Specialist
American Quality Health Products
1050 Street Road, Suite 1492, Southampton, PA 18966
877-480-0008 x 212
mmiller@aqhp.com
www.AQHP.com

THE HOW OF HAPPINESS: Candace Pedicord Smolowe
Do you know what makes you happy? Do you know what the happiest people in the world do to lead joyful lives regardless of age, gender, marital status, economic level or health? In becoming happier, you not only boost experiences of joy, contentment, love and wonder, but also improve your energy levels, immune systems, and engagement with your work and your relationships. As a result, you benefit not only yourselves, but your partners, families, communities and even society at large.

Candace Smolowe's work as a therapist and personal awareness coach centers on helping others transform their negative thoughts and life experience into positive action and contribution. Her programs blend science, spirituality and positive psychology to stimulate your curiosity and enlighten your awareness of what is possible. You will leave with tangible tools and strategies to increase your ability to increase your happiness…NOW.

Candace Pedicord Smolowe, MS, CLC
Personal Awareness and Grief Coach
Spirited Life Coaching
182 North Broad Street
Doylestown, PA 18901
215-815-5011
candace@spiritedlifecoaching.com